PRICING GUIDE

Personal Banking
The One Account is an innovative facility that meets all your banking needs. This single facility, secured by your home, fulfils all the functions of a cheque account, overdraft, personal loan and home loan. It’s convenient, affordable and the modern way to go.
Your banking charges are flexible and depend on how often you use your account and the types of transactions that you do, e.g. electronic vs branch transactions.
With the One Account you pay a fixed monthly package subscription fee of R138.00.
This fee includes your annual FNB Visa Cheque Card and Petrol Card fees, Cheque Books, Lost Card Protection and the administration of your account.
In addition you can:
Select the Electronic Pricing Option, as outlined atthe beginning of this guide under ‘Personal Cheque Accounts’.Or
Select one of three transactional plans with a base monthly fee, which includes a fixed number of transactions.Transactions included are debit orders, account payments, linked account transfers, scheduled payments and transfers, FNB ATM cash withdrawals, prepaid purchases, branch cash withdrawals and cheque and debit card usage, and:
Be able to choose the plan suitable for your usage pattern and also have the flexibility to change to a higher or lower plan when you need to.
Be charged for items in excess of the limit at an additional per item fee.
We are pleased to announce that the following transactions for our Personal account holders are now free effective from 1 June 2007:
ATM Cash Deposits
All Cellphone Banking transactions, including prepaidpurchases, linked account transfers, account payments,as well as statements and balance enquiries
All transactions via Telephone Banking (IVR and SpeechBanking only), including prepaid purchases, linkedaccount transfers, account payments, statements andbalance enquiries
Prepaid purchases via any of FNB’s electronic banking channels, i.e. FNB ATMs, Cellphone Banking, Online and Telephone Banking (IVR and Speech Banking)
ATM Balance enquiries.
This means that you can perform as many of these transactions as you like with no transaction or subscription charges.